Real Estate Forum on Home Loan

The price of a 2bhk flat in Aditya Garden City will be around Rs 40lakhs.

Aditya Garden City is one of the ongoing projects of Aditya Builders. It offers 1bhk, 2bhk and 3bhk apartements. the size of the 2bhk flat is 950sqft.

Before applying to home loans any individual must look into his income, current expenses and track record from Credit Bureau as these are very much important for availing any home loan.

According to a higher official of HSBC, buyers must opt for floating rate of interest in the current economic scenario while going for any housing loans.

I heard that the rate is Rs 4000 per sqft.

Hi Prasenjit, If the cost of per square feet is Rs 4000 then the price of a 3bhk flat with area ranging from 1700sqft to 1990sqft will be in between Rs 68lakhs to Rs 79.60 lakhs.

Hey there are 2bhk and 3bhk flats with parking space is available for sale in Raheja Residency. To check the details of the flat click here.

The price of the flats in Raheja Residency ranges from Rs 70lakhs to Rs 1.35 lakhs.

The cost of 2bhk flat in Nipuna Heritage will be around Rs 30.78lakhs and the cost of 3bhk will be Rs 45 Lakhs approx.

Hey Karthik, There is a 1bhk flat available for sale in Kent Mahal. the cost of the flat is around Rs 17lakhs excluding registration.

A 1bhk flat is also available for sale at Orange Park, near airport. The flat is available on ground floor and the price is Rs 26lakhs approx.

Hey, I have booked a 3 BHK flat at L and T South City apartment in Bangalore. I went for a field visit and met the builder representatives as well! Truly speaking, this apartment project is offering best living experience.

Hai Jagabandhu Saha, Visit this page to find more information about 2BHK Property for Sale at L and T South City, Bangalore.

Hello Atul, You get the details of banks that provides you home loan or opportunity to switch the loan. Compare two or more banks with the offers thay have provided you and choose the deal that suits best for you.

Hi all,One correction from Happy Family.We bought 2bkh in march 2012 at Rs 3250 per sq.ft.

Hello... are you asking about Crescent Lake Homes, Chennai? Are you looking to purchase in it?

Hi Jonas, I think it is approved by leading banks. But you can enquire in the nearest banks.

Sarvam Apartments is located at Velachery, Chennai, Tamilnadu. The rate per sqft of a flat is Rs 4500.

If you are interested in this project you can post your requirement at http://www.commonfloor.com/post-public-property-requirement to get matching properties details on your Email and Mobile.

A 2bhk flat in Era The Arena will cost you in between Rs 30lakhs to Rs 32lakhs. For payment details you have to talk with the builder and apply for the home loan.

I am interested in this project. Please provide some detail about the project.

Sai Poorna Luxuria is one of the upcoming projects of Srinivasa Developers. Sai Poorna Luxuria offers 2 / 3 BHK residential apartments & penthouses in Bangalore. For approvals you can talk with the builder.

Srinivasa Developers is one of the reputed builder. It offers quality construction deliver the projects on time. The project is unique in its location, design & quality.

A 3bhk flat in Technocity with area 1335 sqft will be around Rs 38.79 lakhs.

Technocity Apartments is one of the ongoing projects of Proview Construction Ltd. The project is about to get completed by 2012. It offers 2/3 BHK apartments with size differing from 1045 sq. ft. to 1492 sq. ft.

That will definitely enhance the lower income group to opt for houses.

Hello Manish, the builder has to collect Service Tax on under construction properties and the time for paying service tax depends on the project. For more details you can contact your legal expert and other buyers who booked flat on same project thank you.

I Spoke to them. But they are telling me some story. They are telling it had created problem in smondo ville thats why they are collecting it now itself from us. But this is supposed to be given to Govt and it should be given at the time of registration. If we pay now simply that interest will go to builder. He told me that they are fighting a case in Government for this. I did not understand that part very clearly. Also he told me that if they loose case we have to pay interest from beginning. Could anybody please explain me about this.

Hello Manav, Fully furnished 1bhk flat is available for sale in Raheja Gardens on second floor. To get more details about the flat click here.

You can post your requirement in Commonfloor, to post the requirement click here.

Hi Suprakash, are you interested in any other project as well?

You can take home loan and buy the flat there if you wish to. Many banks have approved this project.

Which project are you planning to invest in?

I too suggest fixed interest rate, the floating interest is better to choose at a point where the interest rates are high.

Not very affordable yet.. Few banks have reduced rates of home loans but only upto 0.25%.

Yes Dhiraj, both the builders and the buyers are benefited to some extent.

Yes few banks have reduced their rate of interest in home loans.

Hi Venugopal, Punjab and Sind banks have announced the reduced rate of interest for home loans and auto loans.

Hi Sophia and Manohar, most of the real estate investors are looking for higher return and invest into the under construction projects and once the project is ready, they sell it to the actual buyers.

According to RBI, the value of the security of a property does not cover the outstanding loan amount, which leads to larger non-performing assets

Hi Balaji, recently I had also enquired to buy flats in Saidapet area but I observed that the costs are above 30 Lakhs for 2 BHKs here.

Hello Balaji, you can post your requirement at http://www.commonfloor.com/post-public-property-requirement to get matching properties details on your Email and Mobile.

Hello Vatsa, the current rate in this project is around Rs 1800 per sqft.

Hi, Currently no bank is providing home loans on Ansal Sushant Serene residency in GNOIDA. However, they have submitted papers for approval in PNB and HDFC which might take time as Ennviornmental clearnace was still pending for the project. However, it might have been cleared now. Also, I checked with Indiabulls, the guy told me the approval will come within a week. I have already booked a flat in the project and I checked with project manager (Meenakshi) and I was told that I can submit sanction letter of pre-approved loan from any bank , pay 15% of my share and pay only when bank starts disbursing loan, which is good! Hope that helps. Raj

Hello Yuvaraj, If you are looking for the contact details of Malles Ashirwad then you can contact their corporate office, the address as follows: New No.19, Tanjore Road, Chennai, Pin Code - 600017, Tamil Nadu, India.

Hello Shayam, The price of a 2bhk and 3bhk flats ranges from Rs 96 lakhs to Rs 1.2 crores.

Hey Pankaj, You can visit the nearest ICICI bank and ask for the details.

Hi
What Jeet Said is correct. You can visit your bank’s branch ask for approved projects in your preferred location. They will shortlist four-five names for you. If you know the project or builder, ask whether such project or any project of the builder is in the list of approved projects.Thank you.

Hey Praha, The project is approved by HDFC bank, if you are planning to take home loan you can apply in HDFC bank.

Hey Khan, You need not have to worry about the rebate, you can talk to the chartered accountant about how to get the rebate.

Hey Vithal, the cost for 2 BHK is approximately Rs.35 Lakhs in Konark Orchid. And if you are interested you can post your requirement at Commonfloor to get matching properties details on your Email and Mobile.

Yes Girish, it has got the approval from LICHFL and many other banks such as HDFC, Corp. Bank, SBI, ICICI etc.

If you are looking for any home loan, you can contact the banks in Pune and compare their offers to get best deal. If you are interested in projects in or around Wakad, Pune post your requirement.

Mahesh you have to enquire in the nearest banks about the home loan for the project.

Mahesh, You have to also ask the bank you approach if they would disburse the loan amount sanctioned to you EVEN WITHOUT LODHA PROVIDING YOU WITH CC & APPROVED PLAN OF YOUR FLOOR ? Most banks dont do disbursement unless CC & Plans are given to them. This is very important other wise you will be required to shell out much more than what you have planned and Lodha will show no mercy about payments on slabwise basis. Be very very careful about this. Many of us are suffering due to this anomaly. Vora

Purvankara have just launched the project in CV Raman Nagar. I think we have to wait for some time to get the he price break up as it is still not available. The price of the flats in Purva Seasons ranges from Rs 42lkahs to Rs 1.1 crores.

You Want to Sell your property or buy any new property in Gurgaon. You can get in touch with us @ 9711916833 for the best deal in market. You can send you complete property details at the given email ID property@fullodreamz.com

Hey Vishal, A 3bhk flat in Ninex City will cost you around Rs 68 lakhs. The expected possession date is by end of 2014 or by 2015. For car parking cost and others you have to contact the builder.

Even I am also looking out for the price list of VGN Pinnacle but not getting and information about the possession date, sqft and all. Anyone please help me with the updated information about the project?

There are several non banking organization who are providing housing loans.

To know more about the non banking finance organization you can refer the story Non banking finance companies entered into realty market, at commonfloor.com