Register your home for ownership title and rights

One of the most important steps to be taken care of after you buy a new home is to get the property registered in your name. It ensures that you get your ownership rights. The registration process is in compliance with the provisions of the Indian Registration Act 1908. The registration process is fulfilled in the office of the sub-registrar within whose jurisdiction the house is located.

The process of registration of a property:

Property registration happens with the execution of sale documents by both the buyer and the seller. Within four months from the date of execution, the sale agreement should be registered with the Sub registrar of Assurances. However, the registration process can be extended by  another four months in case of any exceptional circumstances and will be followed by the payment of the applicable fine. The fine can be 10 times more than the registration fee.

The need for the registration of the property:

To register the property, the owner should visit the sub-registrar’s office with two witnesses and the seller. The document which is to be registered should be original and presented at the sub-registrar’s office. It is advisable to take few photocopies of the document. Two extra blank ledger papers should be attached at the end of the original document for endorsement by the sub-registrar.

The document should have the names of the buyer and the seller with their full addresses. Further, details of the house, date of construction of the property, the ward number, name of the road, the locality, the area name and the built-up, carpet, floor, super built-up area and etc should be clearly mentioned.

For a property which is counted under the The Bruhat Bengaluru Mahanagara Palike (BBMP), documents like the Khata and the tax determination receipt, an affidavit, sanctioned plan, conversion certificate (if converted), title deed, allotment order( if allotted), possession certificate, sales document, PAN and declaration in Form I should be produced. Other key documents like the copy of the building plan showing the house, an NOC certificate from the society and an allotment letter along with the owner’s photograph should be given.

One has to pay the stamp duty as per the state along with the registration fee, fee for certified copies, file charges and copying fee.