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Home loan

Home Loan 2020

Home Loan Interest Rate & EMI In India, September 2020

HIGHLIGHTS Lowest Home loan interest rates starting at 6.90%/annum No prepayment charges on home loans linked to floating rate of interest A base point is equal to one-hundredth of a percentage point. Interest rates are based on the floating rate system. Factors that high income, property in a good location, valid income proof, and good […]

Prahalad Singh
Mortgage for home loan

Difference Between A Registered And Equitable Mortgage On A Home Loan

What Is A Mortgage? Mortgage refers to the transfer of an interest in a property to borrow money. The transferor is called a mortgagor, the transferee a mortgagee, and the principal money and interest of which payment is obtained for the time being are called the mortgage-money, and the means by which the transfer is […]

Prahalad Singh

Here’s How You Claim Tax Benefits On Joint Home Loans

Claiming Tax Benefits On Joint Home Loans Tax laws allow you to enjoy certain benefits with respect to home loans. Benefits are available under section 24 (b) for interest payments and under certain conditions under section 80C for principal payments. A basic condition for claiming tax benefits is that you must be the co-borrower of […]

Prahalad Singh

Property Worth Rs 2.3 L Crore Seized to Recover NPAs in Last 3 Years

Borrowers who are relaxed after borrowing loans from the banks should now be warned as the bankers have fastened the process of seizing property in the case of NPAs. The agencies have seized over 1.7 lakh properties whose market value is over Rs 2.3 lakh crore from the NPA accounts in the last three fiscals, […]

Prahalad Singh

Center Considers More Relief Measures for Real Estate Sector

In an attempt to help the NBFCs and real estate companies, the center is considering more relief measures for both underscore sectors. In the last few months, the government has announced or initiated some measures to sharp reduce liquidity and credit crisis in the economy. Source states, the government is considering the option of relieving […]

Prahalad Singh

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