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Know Your Property-Things to know before you buy, rent or sell a property

Planning to buy a property? If yes, below are few points that you should consider.
1) Document Check: It is the owner’s responsibility to ensure that all the property papers such as occupation certificate and title deeds, etc are in order.
Important Documents for Property Buying
a) Title Deeds: Title deed is the important document that helps you prove ownership of a property. Make sure you confirm the ownership of the owner and that if he is capable to sell the land.
b) Encumbrance Certificate: Check the property document and property related legal dues, issues or complaints concerning the land. You can demand encumbrance certificate for 15 to 30 years to ensure your property is free from monetary or legal liabilities.
c) Age & price appreciation of building: You need to consider the age of building and value of appreciation in the past years before you buy.
d) NOC for apartment: ‘No Objection Certificate’ (NOC) ensures that building is constructed according to plans and layout approved by authorities. There is also NOC from apartment owners association which admits the concerned person/persons as member/s of the society and the society has no objection to transfer the share certificate in favor of the intended buyer.
e) Occupation Certificate: Occupation Certificate ensures the building is constructed according to plan and concern authorities has given NOC to the building. Occupation Certificate helps you to get water and electricity connection and occupy the property. It is illegal to occupy a building without occupancy certificate.
2) Know your builder or property developer: Check if your builder is a member of any builders’ association and find out the details of previous completed projects of the builder.
3) Buying rental property: If you are buying a second home or property for renting out, check for best rental location, draft a rental agreement and ensure to screen tenant background.
4) For property for resale: It is common that real estate investors buy a property for cheap and sell it for profit. If you are buying property to renovate and sell, don’t get attached to a house emotionally and ensure to market your flat like word of mouth to friends and family, post an ad in real estate portal, you can also consider hiring a real estate consultant.
Tags : Age & price appreciation of building Buying rental property Document Check Encumbrance Certificate For property for resale Know your builder or property developer Know Your Property No objection certificate NOC for apartment Occupation Certificate

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