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credit history

checklist

Key Points to Consider before applying for Home Loan

Availing a Home Loan is a long-drawn process that involves considerable documentation. Hence, it is imperative that the Home loan seeker plans in advance before he actually applies for a Home loan. There are various aspects that a loan seeker needs to consider before be applies for a loan. They include the amount that he […]

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checklist

Measures to enhance your Credit history and score

For an individual planning to apply for a loan or a credit card, the most important factor that a lender/bank considers is the CIBIL (Credit Information Bureau (India) Limited) report and score of that individual, besides his/her income. Hence, it is imperative that the individual checks his/her credit report, showing the credit history and score, […]

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How a bad credit history can affect your credit score

A credit score is very much important for you as it is like a print of your credit history to your finance providers or lenders. This is the thing based on which the lenders decide whether you are eligible for lending. A number of people suffer from the problem of bad credit score and if […]

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