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equated monthly installment

Thinking of joint home loan? 6 facts you should know

Home buying is both an overwhelming and a satisfying decision. These days home buying is enabled by home loans in most cases, unlike earlier days where people used to save up money for years before they bought a home. Your home loan eligibility can go up substantially if it is a joint home loan, which […]

nikunj.j

EMI

Pre-EMI vs Full EMI: Which one to go for?

The dilemma The most common dilemma a potential home buyer faces while planning to invest in an under construction or partially completed project is that of which home loan repayment schedule to go for. There are predominantly two options to choose from, one can either opt to pay full, equated monthly installments (EMI) or pre-EMIs. In […]

CommonFloor Editorial Team

Know How to Calculate EMI (Equated Monthly Installments)

When a person takes loan from a bank to buy a house for a fixed tenure, he has to pay EMI (Equated Monthly Installments). EMI is the term used for the monthly payment made by a borrower to the lender towards interest and principal money borrowed. EMI amount depends on the following factors: Amount of Loan:  […]

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