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What is a Joint Loan ? A joint loan is when money is borrowed from the bank by two or more borrowers. An advantage of joint loans is that more than one income holders are liable to pay EMIs and can get approval for a higher loan amount. Additional borrowers also bring in better credit and collaterals to […]

Your credit history and credit score plays an important role in any bank loan approval process. A thorough check of your credit history and score is done before the banks approve your loan. When you take a loan, you borrow money from a lender or a bank with the promise that you will pay it back within a specified period of […]