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Home loan

Budget

Union Budget 2012 Impact on Real Estate in India

The much awaited budget of 2012-13 which was recently presented by the Honorable Finance Minister had no drastic changes for the Real Estate sector as compared to the previous year’s budget. As expected, the personal income tax slab has been hiked and 1% interest subvention scheme continues for an affordable housing in India. According to […]

CommonFloor Editorial Team
Home-Loan

Home Loan Tips

American author Maya Angelou once said, “The ache for home lives in all of us, the safe place we can go as we are and are not questioned”. Owning a beautiful and comfortable home is the foremost of all human desires. Opting for home loans is a step forward in that direction. Banks and Housing […]

CommonFloor Editorial Team

Things To Know While Prepaying A Home Loan

Prepayment penalty, a nightmare suffered often by individual borrowers of home loans, is set to end. Prepayment of a loan means payment of all debts before the due date. Prepayment penalty is an amount charged by banks if a borrower wants to prepay their loan. Prepayment penalty in some banks can range between one and […]

CommonFloor Editorial Team

Closing Home Loan

Closing a Home Loan successfully is considered a priority by many, primarily because failing to make repayments could result in losing one’s home. A borrower has to be very cautious while closing a home loan as the process of closing a home loan is as cumbersome as applying for a fresh home loan. While applying […]

CommonFloor Editorial Team

Pre-approved vs Pre-qualified Mortgage

Many of the mortgage professionals call a pre-qualification a pre-approval when this is not the case. When you visit a mortgage professional, they will either pre-qualify or pre-approve your mortgage application. These two terms have become interchangeable through the years and that is unfortunate for many borrowers. First time property buyers often get confused of […]

CommonFloor Editorial Team

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