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EMI

Planning a Home Loan? EMIs may come down soon!

In its second meeting, the Reserve Bank of India (RBI) today lowered its policy repo rate by 25 basis points to 7.5 percent. Also, the reverse repo rate moved down to 6.5 percent, while the central bank kept the cash-reserve ratio unchanged at 4 percent. Welcoming the step, Manoj Gaur, MD, Gaursons India ltd & […]

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6 tips to get the best mortgage experience

There is nothing quite as pleasurable as having a roof over one’s head that one can call his own. To make the decision to buy your own house, it is a huge one. So if you have decided to buy your first property the very first step you will take is shopping for a mortgage. […]

nikunj.j

Is now the right time to switch my home loan to another lender?

While Reserve Bank of India (RBI) has not decided to cut interest rates in its recent monetary policy review, banks have already started dropping deposit rates for tenure of one year. This is an indication that lending rate cuts will follow soon too. If you think that lower home loan rates with other banks would […]

nikunj.j

Thinking of joint home loan? 6 facts you should know

Home buying is both an overwhelming and a satisfying decision. These days home buying is enabled by home loans in most cases, unlike earlier days where people used to save up money for years before they bought a home. Your home loan eligibility can go up substantially if it is a joint home loan, which […]

nikunj.j

Tips to Plan the perfect home loan

Getting the best deal possible is a result of good planning rather than luck. A home loan creates a long term relationship between the lender and borrower. To make this relationship most rewarding you must invest some time and effort to get the best possible terms for your home loan. In Indian culture, owning a […]

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