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home loan emi

home buy

Is subvention scheme good for the consumer?

Real estate in India is undergoing a dim phase and the year 2012 has witnessed the plummetting sales and launches across the country. Developers are coming up with innovative plans and schemes along with cooperation from banks to revive sales of houses in the country. What is a subvention scheme? Subvention scheme is an innovative scheme […]

EMI

Pre-EMI vs Full EMI: Which one to go for?

The dilemma The most common dilemma a potential home buyer faces while planning to invest in an under construction or partially completed project is that of which home loan repayment schedule to go for. There are predominantly two options to choose from, one can either opt to pay full, equated monthly installments (EMI) or pre-EMIs. In […]

CommonFloor Editorial Team

Know How to Calculate EMI (Equated Monthly Installments)

When a person takes loan from a bank to buy a house for a fixed tenure, he has to pay EMI (Equated Monthly Installments). EMI is the term used for the monthly payment made by a borrower to the lender towards interest and principal money borrowed. EMI amount depends on the following factors: Amount of Loan:  […]

EMI Sharing Helps Property Buyers Living On Rent

EMI Sharing or No EMI is nothing but a concept started by builders whereby the home loan borrower do not have to pay the EMI until occupancy. EMI sharing scheme or No EMI is best suited for those who find it difficult to manage cash flows because of dual payments of rent and EMI on […]

Repayment Options Available For Your Home Loan

Home loan is one of the most  important sources of finance for your dream home or apartment. All housing finance companies or banks have customized repayment options to suit every individual’s requirement and repaying capacity with some tax benefits. You need to choose a repayment option that suits you best for buying any apartments in India. […]

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