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Home loan

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Tax Planning with Home Loan

A house is one of the biggest investments and most of us might already know that our home loans are eligible for tax benefits under the Income Tax Act. Today, Housing loans have become an attractive proposition to save taxes. For salaried individuals Public Provident Fund, Life Insurance Premium, Equity Linked Savings Schemes (ELSS) etc […]

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How To Lower Your Home Loan EMI

The rise in property prices has impacted the fixed and floating rate of interest to a certain degree. As home loan interest rates rise, the housing loan eligibility rules also become tough. Today, when home loan interest rates are high everywhere, banks have the ability to increase tenure up to a certain point. Every EMI […]

Choosing A Right Home Loan Lender

Home Loan plays vital role in fulfilling your dream for buying a property or investing in real estate sector. Various banks offer home loan with their own terms and conditions. The first factor most people consider is the interest rate and EMI, but that’s only the beginning. Many banks may be having some fine print […]

Joint Home Loan A Wise Decision

Since buying a house is one of the most crucial financial responsibilities, a Joint Home Loan is a wise decision for a double income couple or for a parent and child. There are various types of home loans and different financial institutions competing to offer you Home loan at  attractive rates. The interest on home loans in […]

Does Prepaying Your Home Loan Make Sense?

You can expect home loan rates to move up by at least one per cent in the coming months. It is always advisable to pre-pay your Home Loan, if you have extra cash available with you. According to source, the home loan rate is evaluated using reducing balance method and the interest rate is always […]

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