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Home loan

Find a Home Based on your Salary

Owning a home is a dream nurtured by almost every individual. However, in the home buying journey, selecting a budget is the most herculean task. Thus, in order to solve this problem, CommonFloor has tried to analyse ‘how much worth house you can afford’ based on the salary you draw on an annual basis and […]

Yadunandan Batchu

Six Reasons Why Your Home Loan Application Can be Rejected

Majority of us do not take our loan application seriously, especially if we are salaried employees with a decent monthly income. However, lenders today are extremely cautious and a stringent procedure is followed by all banks before a loan is approved and credit is disbursed by them, thanks to a 320.50 per cent increase in […]

karthik.k

Good News for Borrowers as Lending Rates Fall at Last!

Following the RBI’s decision to keep the repo rates unchanged, three ace Indian Banks, which include the State Bank of India, one of the massive government owned bank, ICICI and HDFC, leaders in the private sector, have slashed their base lending rates. While SBI and HDFC, has strategised to slash their lending rates by 15 […]

nikunj.j

Be A Smart Property Buyer With A Pre-approved Home Loan

Home buyers, and especially first-time buyers, would like to be in the best position to make their purchase once they have identified their dream home. The most challenging aspect of home ownership is invariably financing. Questions like which lending institution to approach, what loans should be applied for, how much loan to be applied for […]

nikunj.j

5 Important Home Buying Tips For Women

A decade ago, an Indian woman independent and capable enough to buy her own home was a rare case. However, things have changed today. Latter-day Indian women are very well educated, have good jobs with excellent career growth prospects, and even hold important government or corporate leadership posts. In any case, they certainly have the […]

nikunj.j

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