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home loans

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Pre-approved Loans: Explanation and Facts

The pre-approval of loans is a marketing strategy which is adopted by the banks and other financial institutions in order to enhance their credit disbursal through cross selling products. Based on the existing information of the customer, loan products are sold to them. The process of pre-approval can be initiated by the customer or the […]

Home Loan Interest Rates

Home Loan Interest Rates In India

Having an elegant home is every person’s dream as it is one of the most important assets which can be possessed. Most property buyers go for a home loan to buy property in India. Perhaps, escalating property prices is one of the major hindrances while buying a home. It is not just the property rates that […]

Home Loan: Tips to reduce interest rate burden

How many of us fret when thinking about the home loan amount we have to repay? Well, if we are clever enough, we can find lower home loan rates but we need to know the tactics of acquiring a lower home loan rates, especially as getting a lower home loan rate is quite a challenging task. There […]

RBIs New Credit Policy is Beneficial for Home Buyers

The RBI (Reserve Bank of India) which slashed its new credit policy after a gap of three years for 2012-2013 has benefited the home buyers to a greater extent, especially as it followed 13 hikes in the last year. The policy states that the short term lending rate has been reduced to 8 pc from 0.50 […]

Union Budget 2012 Impact on Real Estate in India

The much awaited budget of 2012-13 which was recently presented by the Honorable Finance Minister had no drastic changes for the Real Estate sector as compared to the previous year’s budget. As expected, the personal income tax slab has been hiked and 1% interest subvention scheme continues for an affordable housing in India. According to […]

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