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home loans

home loan

Get a home loan with poor credit

Is your poor credit history stopping you from applying for a home loan? Getting a home loan with a bad credit is not easy and perhaps is impossible, especially in the present credit scenario of the country. There are various predatory loan lenders who give loan to members with poor credit but these loans are often dangerous […]

home loans

How to make the most of your home loan tenure?

What are the current changes in banks with reference to loans? With the Reserve bank of India (RBI) reducing its statutory liquidity ratio (SLR) from about 100 basis points to 23%, the State Bank of India has made an announcement, which says home loan interest will be cut to 10.25 per cent for loan amounts […]

Tips to buy and sell a home on loan

Is it possible to sell a mortgaged property? Do you need to settle the home loan first and then approach a buyer or can the buyer take over your loan? What if the buyer himself plans to take a loan to fund the purchase? Here are some tips on how to buy or sell a home […]

Pre-EMI vs Full EMI: Which one to go for?

The dilemma The most common dilemma a potential home buyer faces while planning to invest in an under construction or partially completed project is that of which home loan repayment schedule to go for. There are predominantly two options to choose from, one can either opt to pay full, equated monthly installments (EMI) or pre-EMIs. In […]

CommonFloor Editorial Team

SBI reduces home loan rates

With more and more lenders offering low home loan rates to their customers, the industry is all geared up to witness a huge change in the home loan front. The State Bank of India (SBI) has recently cut the lending rates up to 50 basis points effective from August 7. SBI has decided to offer […]

CommonFloor Editorial Team

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