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Rajiv Raj

Is now the right time to switch my home loan to another lender?

While Reserve Bank of India (RBI) has not decided to cut interest rates in its recent monetary policy review, banks have already started dropping deposit rates for tenure of one year. This is an indication that lending rate cuts will follow soon too. If you think that lower home loan rates with other banks would […]

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Thinking of joint home loan? 6 facts you should know

Home buying is both an overwhelming and a satisfying decision. These days home buying is enabled by home loans in most cases, unlike earlier days where people used to save up money for years before they bought a home. Your home loan eligibility can go up substantially if it is a joint home loan, which […]

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Applying for a home loan? Important factors to consider

Home buying experience can be an overwhelming one. Right from the house hunting process to finalising it to funding it and ultimately registering it can zap us of our energies. To ease the process of decision making while buying a house, we have put together important factors you need to consider. When Ashutosh Raina, a […]

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Tips to Plan the perfect home loan

Getting the best deal possible is a result of good planning rather than luck. A home loan creates a long term relationship between the lender and borrower. To make this relationship most rewarding you must invest some time and effort to get the best possible terms for your home loan. In Indian culture, owning a […]

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Is having debt good for your credit score?

With the banking regulator insisting on fair and transparent lending practices, it is becoming mandatory for every lender to look at your credit score before it can decide whether you are eligible for a loan and at what interest rates should the loan be disbursed to you. Lenders access your Cibil report and score to […]

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