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Home > Forum > Chennai > Home Loan > Any relaxation on joint home loan taken with spouse?

Any relaxation on joint home loan taken with spouse?

Q: I want to apply for home loan jointly with my spouse. What are the things I should be aware of?

joint home loan
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Is the property a self occupied property or for purpose of rental? When you jointly apply for a loan along with your spouse for a self-occupied property, it has to be held by you both in equal proportion and both the spouses would be able to claim deduction on the principal and the interest repaid separately from your both incomes to the extent of your respective share in the house and the loan.
Srinivas


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