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Home > Forum > Delhi > Home Loan > Making a choice between floating rate or fixed rate option

Making a choice between floating rate or fixed rate option

Q: If I go for home loan then which one should I choose from floating rate or fixed rate option?

floating rate or fixed rate option
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The decision to choose between floating rate and fixed rate depends on your outlook on them, economic factors, etc. If currently, the interest rates are high and it might drop the go for floating rate option. You should go for a fixed interest rate if the current rates are low. If you want stability in terms of cash flow, a fixed loan that remains the same during the entire term might be a good option.
Manisha Soori


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