Home loan is available mostly for buying a property or booking an upcoming project. Buying a plot does not comes under home loan but if you assure the bank that you are buying a plot for constructing a home, the same bank will provide you loan for buying a plot and loan for constructing Home. For home loan related query you can contact in following link to get expert help. http://www.commonfloor.com/services/home-loan?f=1919
First, you should check whether you are eligible for a loan. The banks only finance when you have sufficient monthly income and evaluates your complete profile based on various factors such as other properties held (if any), age and location of the property on which loan is to be taken.