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Q: Should I make extra payments to the principle or as an additional payment on a mortgage?
Latest Answer: Toward the beginning of the loan the measure of interest you pay every month is a lot higher than the measure of the head. This is because toward the start you actually owe a great deal of your head so your advantage installments are higher. Over the long run as you pay down your home loan head the sum you pay toward interest continuously goes down. When you arrive at your last installments they are generally going toward the head with simply a little part going toward the interest. This cycle of offsetting the head and interest every month to keep your installments at a consistent sum is called amortization. Visit Shriram city & Apply for a loan with the lowest interest rate.
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Latest Answer: What is your query? Is your query related to home loan? Kindly, elaborate your query so that I can reply you properly. Thanks..
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Q: About Ahmedabad

Ahmedabad is the second largest cotton textile center in India after Mumbai and the largest in Gujarat. Ahmedabad is no longer just an affordable and mid-segment housing market.
Latest Answer: You can also Apply quick personal loans online at low interest rates from buddy loan india
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Q: Taking a home loan is a long-term debt commitment. So, it is advisable to go for a home loan which you can manage with your existing finances.

Latest Answer: Hello all, I would be happy if anyone tell me what is the effective way to pay off your home loan quickly?
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Q: I need an actual photos of this ongoing project.
Latest Answer: Hi, The current residential property rate of Thaltej, Ahmedabad is Rs. 4800-5700/sq-ft. To know more details of this project click the link Properties for Sale in Copper Stone, Ahmedabad To get best property as per your requirement list your property here or you can call on this toll free number (1800) (180) (180) (180) Or You Post your Requirements to get matching properties details on your Email and Mobile.
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Q: What is the current price per sq ft ?Which all banks have approvals for home loans in this project? Can i take Mortgage Loan?
Latest Answer: hello This forum discussion seems to have no replies yet. You can help the community by being the first one to reply!
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Q: This is Raman staying at Mumbai. I have identified property at SP Ring road, Ahmedabad. The terms of the payment is 20 % upfront and balance 80% post completion after 2.5 years. I need loan of 20% which comes to apprx 3 lakhs.
Presently working with private company and the net income pm is 23000.

Latest Answer: As per the home loan policy the banks will only fund 80% of the project cost and the balance 20% has to be borne by the customer, and if it’s a under-construction property many banks insist that the customer pay up his 20% of the cost to the builder and only then apply for a home loan. There are some banks which give a unique facility called parallel funding where the customer can avail his home loan after paying just 10% of the project cost instead of 20%, the balance 10% has to be then paid by the customer as and when the demand is made from the builder over the next 1 or 2 years that the project may take to complete. At any point of time the percentage of payments made to the builder from a customer and the bank has to be the same, if by any chance the customer fails to pay the balance 10% in proportion to the disbursement requested from the bank the banks may refuse to release the payments until the customer clears his part of the payment to the builder. This facility may not be available to all builders and most of the time is limited to only those builders who have a reputation of finishing their projects on time.
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