For monthly income of Rs 10, 000 to Rs. 14,999, you will get 40% of the income as loan. Similarly for Rs 15, 000 to Rs 19,999: 45%. For Rs 20,000 and above: 50% . It will be given as per your income and your capability of paying back.
It depends on your repaying capacity based on your income. If you are married then you can add your spouse’s income to increase the amount of loan.Please consult with the bank once.