Home loan.

Q: I get my salary in cash and the company does not provide any pay slip. Am I eligible for home loan and what are the proofs required?

Vikas Modi, Ahmedabad

22nd November 2011

Home Loan in Ahmedabad

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If you are planning to apply for a home loan, then lenders will ask you to submit documents that reveal your income details. In case you don’t have the pay slips, you are still eligible of getting a housing loan. if you don’t have pay slips you can submit some alternative documents.
The documents like:

Salary account bank statements
A letter signed by the head of the company, stating your salary
Appointment letter and detailed salary structure that is duly signed

If any loan rejected problems contact loan providers 9008133998 www.bkhataloans.com

sangeethaloans, Bangalore

29th December 2016

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Dorene Zeller,

15th January 2015

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Getting salary in cash shouldn’t an issue while applying for a loan. Since bank need to know your income details, which you can provide them through bank statement for past six months. I have personally taken home loan from Bajaj Finserv Lending by submitting documents like identity proof, address proof, signature Proof, date of birth proof, Income Details like bank account statements for last 6 months. These are basic documents which you can submit and get your loan approved without any hassles for maximum duration of 20 years. Also the interest rates are very low as compared to other finance providing banks.

Rahul Singh, Mumbai

19th June 2012

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I assume that bank ensures the source of income and amount of fixed expenses to decide the eligibility of home loan. You need to show source and amount of income and all fixed expenses, your bank account statement if you are depositing your salary in a bank account on monthly basis.

Chandan Thanki, Ahmedabad

22nd November 2011

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