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House loan from State Bank of Hyderabad

Q: I am planning to take home loan from State Bank of Hyderabad.Can you please answer the following queries.
Are there any prepayment charges in SBH ?
How much is the processing fees and will be there be any other extra charges ?
What is the current rate of interest for floating and fixed schemes ?
SBH is an affiliated bank of SBI and is under government but why is there a difference in rate of interest ?

Reply

Replies (2)
1
you can check rates of different banks online. check moneyivy.com , they give you pretty accurate quotes


2
There is prepayment charges of 2% on the principal amount prepaid. and the processing fees will be 0.5% of loan amount. As far as I know the current rate of interest for floating scheme is 11.25% and the current rate of interest for fixed rate is 14.5%.
akhilesh.arora33


3

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