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Things to be checked before applying for home loans

Q: What are the thing that need to be checked before applying for home loans?

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Replies (5)
1
Banks check the income, financial obligations and repayment track record for any home loans you are applying for.
rituraj


2
It is also true that most of the banks where the buyers have their salary account and good banking relationships, will offer the best rate.
Pranab


3
There is a specific calculation behind availing home loans. And roughly any buyer can get a loan of Rs 20-25 lakh if his salary is around Rs 40,000 and there is no other borrowing.
salma


4
According to a higher official of HSBC, buyers must opt for floating rate of interest in the current economic scenario while going for any housing loans.
Manoj


5
Before applying to home loans any individual must look into his income, current expenses and track record from Credit Bureau as these are very much important for availing any home loan.
Suneet


6

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