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Home > Forum > Noida Extension > Home Loan > Hoam Loan enquiry

Hoam Loan enquiry

Q: Hi,

I wanted to buy a flat.. so wanted to understand the Home loan formalities for an NRI candidate.

Regards,
Brijesh

Reply

Also see discussions for
Noida Extension Home Loan Home Loan in Noida Extension
Replies (5)
1
Most banks also need you to have a close blood relative in India, who can be a co-applicant to your loan.
Anoop


2
Different banks use different criteria for lending to NRIs, but all banks mandate that the NRI has an account with the lending bank. The documentary requirements are similar to those applicable to local residents like personal detail documents, financial detail documents and property documents.
debashish


3
There are several rules and regulations for NRIs to get home loans in India..

For availing home loans, as per Income Tax Act there are certain conditions which NRIs have to fulfill. They should have stayed in India for a period of 182 days or more within an assessment year or they should have stayed in India for at least a total of one year or more.
Abhishek


4
Hi guys, sometime back there was a news on NRI home loans. Click ICICI Bank provides special loan to NRIs to read more about it.
Kaushik Bardia


5
Hey Brijesh, yes you can take home loan for buying property in India.. upto 80-90% loan may be borrowed.
Anil Singh


6

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