Hello Shiva..some builders do not take approval from HMDA which is compulsory. Before booking ant apartment make sure you collect all necessary documents from builder. Banks also provide loan if the project is approved to HMDA.
Hi Shiva,..i think if you wish to know these details ..you can check the website of HMDA.This website will although not gove you complete information but you can always go to HMDA and ask for all details. You must also be in touch with builder, ask him about the loan, ask for proofs.