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Home > Forum > Kolkata > Real estate News > Property gets costly, life cheap

Property gets costly, life cheap

Q: Hike to pinch middle class, please discuss

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real estate in kolkata
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Replies (4)
1
You as well as the co-borrower of the home loan, both, need to submit the required documents as both of you are applying for the loan. This list of documents, however, differs from one bank to another. Following is an exhaustive list of documents. Check with your bank or NBFC (non-banking financial company) which of these you are required to submit for the processing of your home loan. These documents can be classified into five main categories, which are - identity proof, address proof, age proof, income proof and property-related documents.
Neha Srivastava


Gurmeet
Thanks Neha..:)
Gurmeet,  
2nd August 2013


2
Buying a home is everyone's dream. And with a home loan, this dream is very much within the reach of an individual. One is eligible for a certain maximum loan amount from the bank, depending on one's income and credit rating.
Supratim


You can get a joint loan....a married couple or a parent-child duo. Some banks also allow brothers to take a joint home loan on the condition that they will both be co-owners of the desired property. Banks insist that all co-owners of the home must be co-borrowers in a joint home loan.Sisters, friends or unmarried couples living together are, usually, not allowed such loans by banks.
Neha Srivastava,  Delhi-NCR
2nd August 2013


Gurmeet
@Neha...what is the documents needed...?
Gurmeet,  
2nd August 2013


3
It is difficult to find land free from CNT Act violations in urban areas after government orders for strict enforcement came into effect on January 25, 2012. Banks have already hiked interest rates for real estate developers. Ultimately, flat and plot buyers will have to pay more
Neha Srivastava


Gurmeet
I was planning to purchase a flat either in Bistupur or Kadma. But now I am having second thoughts.
Gurmeet,  
2nd August 2013


What can we do if they are increasing price like this ..:(...we cant get a affordable house..nowadays :(
Gaurav,  Lucknow
2nd August 2013


4
In Ranchi, it may cost you between 10 and 20 per cent more from Thursday, while in Jamshedpur, the hike is almost a blanket 20 per cent.
Jackie


If like this price will go, how will middle class people get house ?
Supratim,  
2nd August 2013


Property dealers won’t be much affected, but this hike will inflate budgets of middle class investors...
Javed,  
2nd August 2013


5

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