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Home > Forum > Pune > Real estate News > Is there a good time to take loan?

Is there a good time to take loan?

Q: Hi, i was looking at properties in pune..but there were some news of price comming down and i was wondering if i should take loan and get home or continue with rent....

real estate market
pune real estate market
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Replies (2)
1
Hi, I believe that home loan strategy should never ever be based on anticipated financial windfalls. one should always base it on realistic factors such as reasonable salary hikes and maturing insurance policies and investments.
Sneha Ambedkar


2
Well Mr sunil, to take a loan or not is an individual decision based on various factors ...but what i have observed is that teh pune market is quite stable and there are chances of increase in prices..so waitiong for the prices of property to come does doesnt seem a good option.
Shrikant Kejriwal


Yea Shrikant is right, if you have an eye on property and the home loan EMI will constitute a maxiumum of 50% of teh income and you are sure to have all basic monthly expenses covered..go ahead take that loan and get you property.
Sunil Joshi,  Mumbai
4th March 2014


3

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