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Home > Forum > Home Loan > Deciding on homeloan interest

Deciding on homeloan interest

Q: Hi, will there be a difference in Interest rates if i am option for Pre- EMI ??

home loan interest rates
home loans schemes
home loan for flat
home loan rates
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Replies (3)
1
What are the tax rebates on home loans that can be availed?
CF User


Dewan Housing Finance Ltd ( DHFL )
Dear User, Principal repayment upto Rs 1 lakh under Sec 80C is allowed. Interest paid upto Rs 1.5 lakh for self occupied property can be claimed under Section 24B.
Dewan Housing Finance Ltd ( DHFL ),  
30th April 2014


2
What factors determines the interest rates ??
CF User


Dewan Housing Finance Ltd ( DHFL )
Interest rates are a factor of several macro and micro economic factors. RBI uses these data points to arrive at a decision on whether to increase or lower the rates.
Dewan Housing Finance Ltd ( DHFL ),  
30th April 2014


3
Hi, Irrespective of whether it is pre EMI or full EMI, the interest costs do not change for you. However, pl opt for either pre or full EMI to suit your monthly cashflows.
Dewan Housing Finance Ltd ( DHFL )


4

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