Real Estate Forum on Home Loan For Flat

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Latest Answer: What are the tax rebates on home loans that can be availed?

Latest Answer: Yes, you may get into an agreement to sell the property on which you have a home loan. However, the transaction can only be executed after clearing your loan and taking an NOC from your lender.

Latest Answer: Over the last 2 years there has not been much of a difference between a public sector and a private sector when it come to a Housing Loan. One of the main complaints against private banks has been that it is more expensive but currently the Rate of Interest at both Public and Private banks are the same. ( Except for SBI which is 0.10% cheaper) When it comes to ease and speed of processing Private banks are much better and also they have a much better customer support unit which may be lacking in most public sectors banks as of now. The RBI has also made it clear that the banks cannot charge any foreclosure or pre-closure charges which has ensured that there are no hidden charges which can be passed on to the customer. I would definitely suggest a HDFC or a ICICI bank to address your home loan requirement today than a Public sector bank taking into consideration that the rates being the same I am getting a much better service and facilities.

Latest Answer: Hi,Before availing any home loans, it is a requisite to understand some essential facts about the home loans. If you opt to buy home loans from housing finance companies, you can get housing finance for a tenure of 15 to 20 years. Before you buy home loans, be sure on the rate of interest at which loan is offered. Always choose home loans at low interest rates. Companies like PNB housing finance limited, Axis bank, ICICI bank, Canara bank and SBI offer home loans at low interest rate.

Latest Answer: Hi Surendra, I would suggest you to met with the builder of the project directly and discuss about the evised demand letter

Latest Answer: Hi..are you looking for factors which should be considered before taking home loan..?? And yes builder generally ask buyer to first pay 20 percent of the total amount. It may be more according to the builder. Every builder charges different rates accordingly..and for home loan details you contact the nearest bank.

Latest Answer: An FIR(Cr No: 14/2015,Section 420 & 506 RCPuram Police station, Medak district) is registered against Aliens group. few owners did agitation in media which was published in following newspapers. http://epaperbeta.timesofindia.com/Article.aspx?eid=31809&articlexml=Customers-accuse-real-estate-giant-Aliens-Group-of-15012015003029 http://www.greatandhra.com/politics/political-news/customers-accuse-real-estate-giant-aliens-group-of-cheating-63094.html http://epaper.namasthetelangaana.com/Details.aspx?id=262688&boxid=192125128 http://epaper.eenadu.net/svww_zoomart.php?Artname=20150105r_002102004&ileft=400&itop=135&zoomRatio=162&AN=20150105r_002102004 http://epaper.sakshi.com/apnews/Musheerabad/05012015/Details.aspx?id=2603886&boxid=25529782 The video of agitation against Aliens Developer can be found here: http://youtu.be/vaMHdWoVSt8