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Home > Forum > Bangalore > RT Nagar > Home Loan > Homeloan Conversion Fee

Homeloan Conversion Fee

Q: Dear Sir,
I have Floating Home loan from HDFC for 24 LACS.
My Current Rate of interest is 10.50% and bank is offering 10.15 with Conversion fee of Rs.6000.
Please advise what should be correct approach, RBI is likely to announce RATE CUT in Jan 2015.
IF that time HDFC Banks will announce rate cut and again I have to Pay conversion fee to avail better Interests Rate.
Should I wait for Rate conversion till Jan ?
Thank you
Parag Modi

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Bangalore RT Nagar Home Loan Home Loan in Bangalore Home Loan in RT Nagar
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