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How do I apply for an Encumbrance Certificate in Form 15 for a site in Koramangala, Bangalore?

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1
Following are the step by step procedure to obtain EC: 1) Apply on Form 22, with a Rs 2 non-judicial stamp affixed, addressed to the Tahsildar, giving your complete residential address and the purpose for which the certificate is required.
2) Furnish details of ownership of property giving correct survey number and place where the property is situated. It is very important that the period, full description of the property, its measurements, and boundaries are clearly mentioned in the application.
3) The requisite fee needs to be paid. The fee is to be paid year-wise. The encumbrance year commences from April 1st of a calendar and closes on March 31st, of the next calendar year. Any fraction of the said encumbrance year attracts fee for the full year.
4) Enclose address proof such as Copy of ration card or any proof of residence address duly attested along with the application.
5) The application should be submitted to the jurisdictional Sub-registrar's office under which the property is registered.
6) In case the property does not have any encumbrance during the period, Form 16 is issued. This means no charge has been registered on the property. In case the property has any charges registered against it, then Form No 15 is issued.
7) Form 15 discloses the nature of charges created, documents of the property registered, amount secured, and the registration details and references.
8) In case there is no such entry and the report is favorable, the ‘No Encumbrance Certificate' is issued after conducting a detailed enquiry. The time taken may be anywhere between 15 to 30 days.
Yogendra


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