What are the best home loan options available in Surat?

Q: The Surat real estate market has grown by leaps and bounds in recent years. Currently the price of properties in Surat starts from around Rs. 12.40 lacs while the average price of properties in Surat is Rs. 76.01 lacs. Overall, Surat has a price trend which is moving down since the last six months.

There are 3 major sources of Finance

1. Fintech (CapitaWorld etc)
2. Banks (Like HDFC Bank, ICICI Bank etc)
3. NBFC (India Bulls, Reliance Capital etc)

Rajan Chauhan, Ahmedabad

10th August 2017

Home Loan in Surat

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home loans in surat

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You can apply for a personal loan online. According to me, Finance Buddha is the highly accessible option. It offers Instant Personal Loans, in just 24 hours. For more details call (080) 4090 9654.

Amrita Agarwal,

1st June 2018

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Hi,
Here, i am sharing you the links of multiple banks with their home loan interest rates. Copy this link and open in another tab, https://www.bankbazaar.com/ahmedabad-home-loan.html

Devesh Kumar, Ahmedabad

21st August 2017

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Apart from that, you need to think over many factors before availing Home Loan. These are
Good research-Do not believe what you agent says. Register yourself with online loan platform, visit banks and meet various finance professionals before taking final design.
Floating vs Fixed rates- There are two types of interest rates that banks offer, floating and fixed interests. Floating interest rate is market-based, which fluctuate with the change in market conditions. On the hand, fixed interest remains fixed for a few months defined in the loan agreement. It is important to understand that in most cases floating rates work out cheaper than fixed rates in the long run.
CIBIL Score- Usually the home loan approvals are given to the customer who has a credit score of 750 plus. The low Cibil score could possibly reject your Home loan application or you may have to pay a higher interest rate.
Compare Processing Fees- whether it is for a fresh loan or for a balance transfer. Enquire all bank

Sanchita Chanda, Ahmedabad

21st August 2017