Q:The Surat real estate market has grown by leaps and bounds in recent years. Currently the price of properties in Surat starts from around Rs. 12.40 lacs while the average price of properties in Surat is Rs. 76.01 lacs. Overall, Surat has a price trend which is moving down since the last six months.There are 3 major sources of Finance1. Fintech (CapitaWorld etc)2. Banks (Like HDFC Bank, ICICI Bank etc)3. NBFC (India Bulls, Reliance Capital etc)
Latest Answer: You can apply for a personal loan online. According to me, Finance Buddha is the highly accessible option. It offers Instant Personal Loans, in just 24 hours. For more details call (080) 4090 9654.
Q:In Vadodara various large-scale industries such as Indian Oil Corporation(IOCL), Gujarat State Fertilizers & Chemicals (GSFC), Indian Petrochemicals Corporation Limited (IPCL, now owned by Reliance Industries Limited) and Gujarat Alkalies and Chemicals Limited (GACL) have come up in the vicinity of Gujarat Refinery and all of them are dependent on it for their fuel and feedstock.Real Estate Market of VadodaraRealty market in Vadodara is yet to mature and capital values here are still away from their peak levels. Currently the price of properties in Vadodara starts from around Rs. 7.00 lacs while the average price of properties in Vadodara is Rs. 55.33 lacs. Overall, Vadodara has a price trend which is moving up since the last six months.
Latest Answer: Hi Rajan,
There are several banking institutions provide the home loans, but Finance Buddha is availing home loans at nominal interest with flexible EMIs. To know more, call on (080) 4090 9654
Happy to help
Latest Answer: You are right guys. Though loans are available, many buyers cannot afford to borrow. There should be some change in system of getting home loans for affordable projects. It has to be made easy for low-income people.
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Latest Answer: ICICI Bank has implemented a reduction in interest rates on home loans by 10 basis points - to 10.15 percent – for borrowers who draw loans for an amount up to Rs 75 lakh.
Q:As we all know, RBI has decreased the rates while lending to banks. Is there any reduction in interest rates for home loans by banks happening after the RBI rate cut?
Q:I was told that only private banks give home loans, as I am planning to buy a property with B khata? Can anyone share their experience about home loans?
Latest Answer: According to RBI neither nationalised nor private banks are allowed to sanction any home loan against the law of B khata. I do not think B khata properties get home loans from any bank, but I have heard that some of the co-operative banks are doing so through some agents with high rate of interest.