Just fill out the eligibility form from HDFC website and you will get a quote with a sms on your number telling you about the eligibility. Details about your present gross monthly and yearly salary; your age; the year during which you are planning to retire; Cost of land and construction are to be filled out.
I had applied for HDFC home loans few months back. I got good service from the bank’s officials. The eligibility criterion is very clear. For salaried people the minimum annual income has to be Rs 1, 20,000. Your age should be minimum 24 yrs and max 55 yrs at the time of taking home loan. Documents required are ID proof, Residence proof, Income proof, Photograph, bank statement, signature proof. Interest rate is 8.75%