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How to arrive at the budget of an apartment that I want to purchase?

Q: I want to buy an apartment. But the main problem is how to arrive at budget of the apartment that I want to purchase? Is it negotiable? Please advice.

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Before you look for apartments, make a note of your requirements, your budget, your needs in terms of features and amenities in the apartment. Examine your monthly income and expenses, fixed expenses, cash on hand. After you note down everything, you will be able to make smart decision in terms of budget as well as your requirement.
Suresh Khanna


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