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Home > Forum > Bangalore > Home Loan > Can I take a home loan for a property which I bought few months back?

Can I take a home loan for a property which I bought few months back?

Q: I have bought a property few months back but I'm in shortage of funds now. Can I take a home loan now? Please suggest.

home loan for old property
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Did you buy this property more than 6 months back? If you bought it within 3-6 months back then it would fall under normal home loan application. Same rates and income tax benefits will be given to you. However, if you bought the property more than 6 months back, then it will be treated as loan against property. The rates will be higher with no income tax benefits.
Abhilasha


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