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Home > Forum > Bangalore > Home Loan > Pre-payment charges on Home Loan

Pre-payment charges on Home Loan

Q: Home Loan interest rate has been increasing every month and if we are planning to switch home loan, there is penalty for prepaying Home. Recently in some news source I came to know RBI will ask banks to stop charging prepayment penalty. Will Banks waive the pre-payment charges on Home Loan?

home loan
prepayment
prepayment penalty
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Replies (2)
1
Prepayment penalty is not charged by all banks and for some banks or financial institutes offering Home Loan has no prepayment penalty if the loan amount through own revenue sources.
Abhilasha


2
National Housing Board (NHB) order for the waiver of prepayment penalty. A remedy for increasing EMI is not just switching Home Loan but you can also choose an extension in their loan repayment tenure.
Mahi garg


3

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