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Home > Forum > Bangalore > Home Loan > When to apply for home loan?

When to apply for home loan?

Q: I am looking to purchase a property. Property is not yet decided though. Should I apply for loan now or after finalising the property?
How would I know how much loan am I eligible for if I don't apply now?

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Also see discussions for
Bangalore Home Loan Home Loan in Bangalore
Replies (3)
1
Some banks won't lend for more than 20 years tenure. The loan's interest rate is calculated for the total property value which includes property value + stamp duty + registration costs.
Shiva


2
You can check your home loan eligibility in any nearest bank and then plan your budget accordingly..
rajib.roy1981


3
First you have to check how much home loan you can get. That depends on factors such as- your profession/business, your income, which bank/offer, interest rate of loan and the time period of the loan. You can contact your nearest bank and find out. Then you decide which property to buy.
Sitaram


4

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