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Home > Forum > Mumbai > Home Loan > Property loan & service tax question- Experts plz help

Property loan & service tax question- Experts plz help

Q: I am planning to buy a flat, for eg: Lets say cost of flat is 8.15 lac.

Now what I want is,

1. In some way, I want my bank loan to cover up full 8.15 lac. (What are different legal methods)
2. What will be the service tax I will have to pay to builder for this?
3. When do I need to pay this service tax?

Please help by answering above in very simple language.

Reply

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Mumbai Home Loan Home Loan in Mumbai
Replies (3)
1
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I have read a good article on this website which might help you in understanding the basics. Here is the link: Things to Consider When Getting A Home Loan
Jeet Bhaskar


3
Hi.. You can enhance your loan eligibility by paying maximum down payment for the loan. This will add confidence in your bank or lending company to provide loan needed for you. In case of service tax it has been decided to levy 2.5% from July 2010. Vat is about 1%.
Shrikant Kejriwal


4

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