Real Estate Forum on Home Loan in Mumbai

Latest Answer: If your property falls under Versova Village Boundaries and known as Pagdi Property then Home Loan and Occupancy Certificate are not applicable. So, just make sure of it and if you want you can get the full details from the Local Tehsildar or nearby municipal corporation.

Latest Answer: I think the price is appropriate.

Latest Answer: Hi Krishna, No, it is not possible (from the bank end). But on what basis are you planning to take 100% home loan? Bank can only give you 90% (maximum) as a home loan rest of the 10% you have to invest your own.

Latest Answer: Yes, it is just making the buyers ineligible for the tax-deduction. It is a fact they would have known at the time of taking home loan. It is better to buy your own home than rent a property for yourself.

Latest Answer: Hi here is the complete guide for your query:- Ask your builder for Base price inclusive of some other component, Compare base price of one project to the other, BESCOM charges, BWSSB charges, Inclusive of service tax, Generator charges, Maintenance deposit/Corpus Fund, Car Parking charges, Extra car parking charges, Club house charges, Club house ownership and user, Pool facing charges, Garden facing property charges, Garden ownership and user, Floor rise charges, comparison of each of these charges, Percentage of amenities and PLC v/s base price - is it worth spending, applicable in which phase (Under construction or construction), VAT charges applicable in that state, Service tax charges, What are Registration and stamp duty charges, Charges applicable in that state, Other Legal charges, Khata assessment charge, Percentage breakup, EDC- External Development charges, IDC- Internal Development charges.

Latest Answer: we can serve you from sbi kindly ping at 7982616643

Latest Answer: But there is certain terms and conditions for availing this new home loan. This new home loan is available mainly to salaried individuals with a 2-year track record. The upper age limit for this scheme is 45 years. Given the target group, the bank offers loans with a repayment tenure of 25-30 yrs under the scheme.

Latest Answer: Yes indeed you need to have an insurance when you buy a property. But it need not be a home insurance always. You can have a term insurance instead which will have a high cover with less premium. By doing this you will cover the home loan as well as your loan amount will be covered.

Latest Answer: Really amazing thread for students I am going to share this with my friends.

Latest Answer: Hi Rakshit, The Maxgain loan is a home loan structured as an overdraft. In this loan category, the borrower is not charged any interest for any surplus that the borrower charge in a current account linked to the loan. For a Maxgain loan above Rs 1 crore, interest has been revised to 9.75% for women and 9.8% for men.