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Home > Forum > Bangalore > Home Loan > Pre-approved loans from bank

Pre-approved loans from bank

Q: What is the concept of pre-approved loans from bank?

home loan
pre-approved loans
home loans in bangalore
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Replies (5)
1
Pre-approved offers are worth their salt, but only if you really need the loan.
Rakesh


2
Another advantage is that the loan is processed sooner and requires minimal papers work. Since banks have your details. The amount of loan approved depends on factors such as average balance in your savings account and the time duration for which you have been a customer of the bank.
Niketan Verma


3
Many a times pre-approved loans also come with a processing fee waiver. Of course this varies from bank to bank. Some banks charge a processing fee, but would refund the same once the loan is availed.
Harsha Mahipal


4
What are the advantages of pre-approved loans?
Aneek Das


5
This kind of loans come with prior approval from the bank. Banks give pre-approved loans based on your existing relationship with the bank.
Rituraj


6

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