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Home > Forum > Bangalore > Home Loan > Documents required for joint home loan

Documents required for joint home loan

Q: Recently I have heard about Joint Home loan which is a new term for me. Can you please provide me the details of what are the documents required for Joint Home Loan

home loan
joint home loan
loans from banks
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Replies (6)
1
According to an expert, other way of repayment could be that the co-borrowers share the number of EMIs between them such that a specific number of cheques can be issued by one borrower and the balance by the other
Abhilasha


2
Although the loan is taken jointly or by co-borrowers, the repayment process for such kind of home loan is similar to that of a regular home loan
Rakesh


3
How to repay the home loan?
Mangal P


4
While opting for a joint home loan, the maximum loan tenure for spouses (if they are co-applicants) can be extended upto 20 years or 25 years. This time period mainly depends on your bank as each bank works under different guidelines. And, if the co-applicants are parent-child duos or siblings then the loan term can be extended maximum upto 10 years.
Priotosh D


5
What is the loan tenure?
Mangal P


6
Each bank has their own rules and regulations. So it is better to check with the bank about the list of documents you are required to submit.
Madhav Deb


7

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