Can i avoid paying for super built up area?

Q: As i have come to know it is actually illegal to sell the SBU but builders are doing it so, which is very disappointing specially for middle class who has to pay hefty loan interest as well, is there any way to avoid paying for SBU ?or if i buy the flat on that rate why should i again be charged for maintenance of the common areas which are sold to me once? why car parking is not included ? in every other country owner of the flat is eligible for one car parking but here it's sold again above all the false charges ,if we do not agree with the terms builder is imposing we will lose the deal and we go through it we will lose our life saving...i'm very disheartened to see such practice shattering the dream of every middle class family to own a house.
Kindly some one tell me if it is at all possible to avoid paying 35% extra for the area which is not even usable? or in the other world it is sold to every single flat owner once?

avi, Mumbai

20th January 2014

Legal in Goa

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Replies (4)

What is loading factor? Is loading factor differ from state to state?

Maxwell, Goa

25th August 2015

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Loading factor gives the percentage difference between the carpet area and super built-up area. Loading factor when added to 1 and multiplied by the carpet area gives the super built-up area.It is calculated as:

Super built-up area = Carpet area (1+ loading factor)

Mark, Goa

25th August 2015

Yes it is true that the loading factor is different in different cities. For instance, in Bangalore it is anywhere between 25-30 per cent. This means that the super built-up area is 25-30 per cent more than the carpet area. In Mumbai, the loading is much higher than that of Bangalore.

James Desouza, Goa

25th August 2015

Hello dear, I will be happy if anybody share me related to my query, I want to know what is the difference between FSI and FAR?

Maxwell, Goa

25th August 2015

Comment

Hi, FAR (Floor Area Ratio) and FSI (Floor Space Index) are often used interchangeably and signify the restriction on gross floor area that can be built on a plot. FAR is expressed in terms of percentage while FSI is expressed as a ratio.

James Desouza, Goa

25th August 2015

Let us take example that when a development authority states that it allows the floor area on a plot to be a maximum of three times the area of the plot, it would state that allowed FAR = 300 or alternatively FSI = 3

FSI / FAR = (Total covered area on all floors) / Plot area

Mark, Goa

25th August 2015

Well such practices are common in India, one can't avoid them unless they are being regulated by Government or buyers organize themselves. For the same purpose Government is mulling over bringing a bill regulating the Real Estate Regulation and Development bill 2013 which will define duties and responsibilities of developers, sellers, buyers and standards related to Property transaction. For details about the bill you can see following link -- http://www.commonfloor.com/guide/regulation-bill-provides-scope-for-development-of-real-estate-sector-34724.html

But unless the bill becomes reality individual buyer has to suffer.

Gaurav Gupta , Apartment Resident

23rd January 2014

Comment

Hey Avi, In India all the builders are charging additional amount for SBU, Maintenance and Car Parking. Any one before investing on any project has to make sure the terms and condition in agreement, Make sure what are the necessity you actually required in your apartment.If you dont want SBU tell the builder before having agreement, If there is additional charges for parking. Maintenance will be charged to every one in the apartment as to keep the environment clean..this is mandatory.

Himani,

21st January 2014

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