What are the best home loan options available in Vadodara?

Q: In Vadodara various large-scale industries such as Indian Oil Corporation(IOCL), Gujarat State Fertilizers & Chemicals (GSFC), Indian Petrochemicals Corporation Limited (IPCL, now owned by Reliance Industries Limited) and Gujarat Alkalies and Chemicals Limited (GACL) have come up in the vicinity of Gujarat Refinery and all of them are dependent on it for their fuel and feedstock.

Real Estate Market of Vadodara
Realty market in Vadodara is yet to mature and capital values here are still away from their peak levels. Currently the price of properties in Vadodara starts from around Rs. 7.00 lacs while the average price of properties in Vadodara is Rs. 55.33 lacs. Overall, Vadodara has a price trend which is moving up since the last six months.

Rajan Chauhan, Ahmedabad

10th August 2017

Home Loan in Vadodara

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home loan in vadodara

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Hi Rajan,
There are several banking institutions provide the home loans, but Finance Buddha is availing home loans at nominal interest with flexible EMIs. To know more, call on (080) 4090 9654

Happy to help

Amrita Agarwal,

1st June 2018

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You need to think over many factors before availing Home Loan. Some useful tips for you
Good research-Do not believe what you agent says. Register yourself with online loan platform, visit banks and meet various finance professionals before taking final design.
Floating vs Fixed rates- There are two types of interest rates that banks offer, floating and fixed interests. Floating interest rate is market-based, which fluctuate with the change in market conditions. On the hand, fixed interest remains fixed for a few months defined in the loan agreement. It is important to understand that in most cases floating rates work out cheaper than fixed rates in the long run.
CIBIL Score- Usually the home loan approvals are given to the customer who has a credit score of 750 plus. The low Cibil score could possibly reject your Home loan application or you may have to pay a higher interest rate.
Compare Processing Fees- whether it is for a fresh loan or for a balance transfer. Enquire all banks

Sanchita Chanda, Ahmedabad

21st August 2017

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Hello Rajan,
Here, i am sharing you the links of multiple banks with their home loan interest rates. Copy this link and open in another tab, https://www.bankbazaar.com/ahmedabad-home-loan.html

Devesh Kumar, Ahmedabad

21st August 2017

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