an I get loan against B khata property?

vishwa, Bangalore

15th December 2017

Home Loan in Bommanahalli, Bangalore

b khata

loan against property

b khata loans

home loan for b-khata in bangalore

home loan for b-khata

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Hey this is Avinash here. I work for a corporate DSA that can help you with all your home loan related queries. We have tie ups with all of the nationalized banks and some also fund loans for B Khata properties. Kindly get in touch with our consultant to know more.Drop in a message on watsapp with your name to get a call back. MOB- 9738441641.
Regards

amiitesh k,

9th April 2018

Comment

Hi All,
You will get loan for B-Khata property but you have to remember certain points when you go for it. Home Loan for B khata properties in Bangalore requires expertise concern when it comes to choosing the best home loan options.
The Home Loan interest rate for B khata properties are not fixed and it will purely depend upon applicant profile, monthly Income, property legal status, approvals, permissions and other related documents.

Lakshya, Bangalore

19th December 2017

Comment

Yes, nationalized Bank does not recognize B Khata Properties as a legitimate property to provide loan for construction or buying property.

However, many NBFC (Non-Banking Financial Corporations) have simpler Rules & Regulations when it comes to B Khata Loans. Hence you can get a Loan from NBFCs like LIC Housing Finance, CAN Fin Homes, HDIL etc. But note that the interest rates are a little higher as compared to a normal housing loan in this case.

Priyaranjan Bhatt, Bangalore

19th December 2017

Comment

Hello Vishwa,
As per my knowledge, nationalized banks do not provide loan for the B Khata properties. So, you will have to approach some other financial institutions who are into B-Khata loans like DHFL, Tata Finance, and Indiabulls, among others. The interest rates will surely be high from the regular loan products. The reason nationalized banks. They will provide you the loan against such properties. It is because they only have building permission, for B Khata properties, you will not get permission for construction.

Japesh, Bangalore

19th December 2017

Comment

Yes, I am agreed with Japesh. B-Khata is a temporary Khata as it is just the extract which is not apartment proof of the bank loan. The bank loan is available for A Khata property. Check with the local bank once again if there is any provision of home loan on B khata. Have you paid betterment charges? if yes, take that slip along with you.

Chittranjan Pillai, Bangalore

19th December 2017