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Registry Cost- SG Grand

Replies (2)
1
Is it true that many banks like SBI, ICICI and HDFC Bank offering discounted rates on home loans for women borrowers?
Lohit Raj


Yes, many banks like SBI, ICICI, and HDFC Bank, offer discounted rates on home loans for women borrowers. You can save 1%-2% on stamp duty if the property is in a lady's name. In Delhi, the stamp duty rate is 4% for women, compared to 6% for men. Similarly in UP.
Jitendar,  Gurgaon
3rd April 2018


2
Yes, there are several benefits to buying a property in a woman name, either as the sole owner or as a joint owner, with governments and banks offering several benefits. some of the obvious tax benefits of buying a home in the wife name include an extra deduction of interest up to Rs 1.5 lakh every financial year if the house is self-occupied.
Paras Lal


Apart from that, if a husband and wife are the joint owners of a property and if the wife has a separate source of income, then they can both claim tax deductions individually. The tax benefit will depend on the ownership share of each co-owner.
Jitendar,  Gurgaon
3rd April 2018


3

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