LIC Housing Loans offer home loans at low and attractive interest rates to Resident Indians as well as Non Resident Indians. To apply for LIC housing loan, you need an application form which you can get from a local branch of LIC Housing Finance Limited or download online from its official website. LIC Housing Loan Interest Rates can be either fixed or floating as per the preferences of the borrowers. Some of the major banks providing home loans are Axis Bank, Bank of Baroda, Canara Bank, Citibank, HDFC, HSBC, ICICI, IDBI, LIC, LIC Housing, SBI.