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Real Estate Forum on Home Loan in BTM Layout, Bangalore

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Home loan guarantor
Q: I have applied for a home loan in LIC. They asking for a guarantor. My friend is ready to sign as guarantor. But, what happens to a guarantor when I transfer loan to a different bank in future? Whether my guarantor will be released?

Latest Answer: That clears my doubt. Thank you very much Rakesh.
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Home Loan Eligibility Being An Employee Of Newly Established Company
Q: I have blocked a flat in bangalore. I am an employee in a newly established engineering service firm. The company is established just before 6 months. Will I be eligible to get home loan? Please let me know soon since I am planning for sale agreement in couple of days.

good flat
Latest Answer: Hi Kapoor, First you have to check whether you company is registered for home loan or not. If yes then you can easily take home loan otherwise if the company is not registered for then it will be difficult for you to get a home loan.
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Home Loan Approval from LICHFL
Q: Is the project approved by LICHFL?
Has anyone taken home loan from LICHFL for this property?
Kindly respond back.

Latest Answer: Yes Girish, it has got the approval from LICHFL and many other banks such as HDFC, Corp. Bank, SBI, ICICI etc.
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Does it have LIC loan facility?

Latest Answer: LIC Housing Loans offer home loans at low and attractive interest rates to Resident Indians as well as Non Resident Indians. To apply for LIC housing loan, you need an application form which you can get from a local branch of LIC Housing Finance Limited or download online from its official website. LIC Housing Loan Interest Rates can be either fixed or floating as per the preferences of the borrowers. Some of the major banks providing home loans are Axis Bank, Bank of Baroda, Canara Bank, Citibank, HDFC, HSBC, ICICI, IDBI, LIC, LIC Housing, SBI.
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