Is there home loan at 0%?

Q: I want to book 1 bhk flat but is there facility to pay amount after possession? and is there home loan at 0% interest?

Shamsundar Phulwale,

8th January 2013

Home Loan in Natu Paranjape The Orchard, Undri, Pune

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Hi Shamsundar, there are no home loans at zero percent interest rates as per my knowledge. However, there can be interesting offers offered by banks which you to look out for. Like, I had heard SBI HOME LOANS offers Interest Rates concessions on GREEN HOMES, etc. There is rule of Buying house and paying EMIs after taking possession but I think a minimum down payment has to be done to builder before taking possession.