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Real Estate Forum on Home Loan in Pune

Real Estate Property Discussion Forum and Guide to Real Estate Queries in Pune

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Q: Hi,

I am planning on purchasing a flat in a society that is scheduled for redevelopment in the next 6 months - 1 year. I would be availing a home loan from SBI to fund the purchase.

Would the redevelopment impact the loan agreement that I have with the bank? If yes, what is the impact and what can I do to mitigate any risk.

Latest Answer: For that you have to make the agreement first and check whether there is any such clause that have mentioned the possession after redevelopment work. If there is no such clause and redevelopment work takes 2-3 years, in this situation you can not do anything. Ask the builder to give u in written that you will get your property after redevelopment.
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Q: GST effect? 2 BHK Flats at balewadi
Latest Answer: Pre GST period, the Service Tax was 14.5 percent which has been replaced with GST at 18 percent. the impact of GST (goods and service tax) on home loans, but this is applicable only to the ready to move in homes. THe things will go differently when it comes to a home under construction.For more call (080) 4090 9654
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Q: Hello,

I am planning to buy flat 2BHK with five star constructions, can some one tell me review about location and builder ?
Latest Answer: Hi Sachin, We are delighted to know about your interest in buying a property. Our property “La Montana” is located at “Talegaon, Near Pune”. If you wish to know more about the project, please share your contact details so that our team can get in touch with you. Regards, Team Tata Housing
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Q: Hi, recently I have booked under-construct Villa project and taken home loan, but I am confused which option should I opt for EMI? Which one is better Pre-EMI or Full EMI?
Latest Answer: Hi, I opted for a full EMI for my house loan with SBI. I was supposed to get the possession in an year's time. But now I see the builder is delaying the project and it may be 3-4 years until possession. In the meanwhile it's going to be a problem for me to be paying both house rent and EMIs as well as for my child's education starting next year. Is it possible to switch from full EMI to pre EMI now? I have already been paying the full EMI for the past one year and the bank has disbused about 10 lakh so far.
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Q: My objective is to resale in next 5 years...
Latest Answer: you can invest in lushlife landmarks projects in pune.
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Q: I want to buy a flat at maximum 25 lakhs investment . I want 100% loan facility?. If yes, then i would like to go in for it immediately.
Latest Answer: Hi Sunil, 100% loans result in higher interest costs, the price you’ll pay over the life of your loan -- because you’re paying interest on 100% of the purchase price. What’s more, second mortgages generally have higher interest rates than first mortgages, so you’re paying a premium to borrow the extra 20%.
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Q: What is total budget of 3bhk at Monarch Renaissance. and pocession date?

Latest Answer: Hi Priyadarshini, Came to know that they are quoting Rs. 93 lakhs for 3 BHK. Also heard that the completion of the project will be around Aug 2015 tentatively. 20% of the amount has to be paid at time of booking and balance at the time of completion of the project.
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Q: Hi, we are interested in buying a 2bhk in Supreme Palms. No top floor please. Brokers excuse. Our max budget is 70l.
Latest Answer: if you are intrested in other residential property in pune itself only then freely contact here...
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Q: I want to know when should i will get the revised demand letter to disburse the loan due to revised plan of the building and want to know the progress of the A4 Building which is at Hinje Wadi, Pune.??
Latest Answer: Hi Surendra, I would suggest you to met with the builder of the project directly and discuss about the evised demand letter
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Q: I am doing homeloan process from AXIS BANK,ICICI,HDFC & TATA CAPITAL,So would you please help me for that.
Latest Answer: Hi Nilesh.. Your query has been forwarded to the concerned department and you will be contacted soon. Thanks!
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